Archive for April, 2012

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5 Questions to Ask When Shopping for a Home Loan

5 Questions to Ask When Shopping for a Home Loan

It’s actually surprising how many people don’t shop around for the best deal when it comes time to get a home loan. Many banks and credit unions offer different rates, and you by no means are required to choose your personal bank as the lender for your home loan. It’s important to call a number [...]

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Important Terms First-time Homebuyers Need to Know

Important Terms First-time Homebuyers Need to Know

If you’ve never bought a home before (and even if you have), hearing all of the terminology that gets throw around can be a bit confusing. Sure we all know what a mortgage is (it’s my monthly payment, right? No? That’s my mortgage payment? Oh…), but even if you don’t here is a quick list [...]

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3 Home Amenities Worth Paying For

3 Home Amenities Worth Paying For

Many times, when considering a potential home, all the positive features of the home will be offered right up front. And while this sounds like a good thing, it can often become a little overwhelming. It’s located in a fantastic school district! It’s close to public transportation! It comes with a free parking space! It [...]

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5 Things You Must Understand Before You Buy a Home

5 Things You Must Understand Before You Buy a Home

If you’ve been thinking of buying a home, I’m sure you’ve already read a million articles as well as consulted about every friend you have on the subject. And you should. Buying a home is a huge step that takes some serious planning; otherwise things could go drastically wrong. But if you make sure understand [...]

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Living With Roommates

Living With Roommates

In this economy, it’s not too uncommon for families to combine into one home in order to save on expenses. After all, when everyone is contributing to the same rent, it’s definitely easier to save some money. However, along with lower costs comes the added burden of living with others. After all, if you’re used [...]

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Benefits of Living in a Lower Level Apartment

Benefits of Living in a Lower Level Apartment

In New York, there seems to be a way of thinking that the higher floor the apartment is on the better the apartment. And while we all want those stunning views (who wouldn’t?) an apartment on the ground floor isn’t exactly the worst thing in the world. In fact, it can be quite the blessing [...]

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5 Reasons to Move to New York

5 Reasons to Move to New York

  Now every city has its perks, but New York has always been different. The city has always had a kind of living, breathing, presence that tends to draw people in. Why else would virtually every successful sitcom choose NYC as the backdrop for their characters’ shenanigans? Because New York is different and interesting, and [...]

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3 Challenges to Refinancing

3 Challenges to Refinancing

Buying a home tends to be a common dream for many people, but in this day and age many folks are dreaming of refinancing their current home rather than putting money on a new one. Of course, there are some great reasons to refinance: to lower your interest rate (and therefore your mortgage payment), to [...]

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Sneaky Costs of Home Ownership

Sneaky Costs of Home Ownership

Buying a home; you take out a loan, make a down payment, then arrange to have the rest of what you owe broken down into monthly payments for the next 30 years. Each payment is called a “mortgage payment.” Well there you go. Oh if only it were that simple! As it turns out though, [...]

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Making the Most of a “Bad-House” Situation

Making the Most of a “Bad-House” Situation

We’ve all seen pictures of homes we’d like to live in. With open, flowing layouts, high ceilings and cozy window benches, it’s easy to spend a day lost in an interior design magazine. But then reality hits, and we realize we might be in a bit of a tougher situation than we thought. I’ll use [...]

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