Once you’ve got it, you need to hold on to it, and if there’s one thing about the housing market it’s that you should never underestimate the challenges that will come your way when you own a house. That’s why it’s important to make sure you aren’t shooting yourself in the foot. Here are a [...]
Buying a home is one thing, but buying one as a part of a brand new partnership is quite another. Everything you thought you would be discussing on your own (where you want to live, what schools/churches/hospitals/ your home is near, etc.) all of a sudden are open to discussion with not only your new [...]
There’s no doubt that the recent recession has been difficult on a lot of people (well, everyone), but that doesn’t mean we haven’t learned a few things. Here are a few habits cash-strapped homebuyers have developed over the past few years that everyone should really be doing. 1.) Thoroughly reading your loan contracts. If there’s [...]
Homeowner’s insurance can be tricky waters to tread. With something as significant and substantial as your home, insurance is absolutely necessary, but it’s also easy to get taken advantage of. Put it along the same lines as life insurance; there’s a certain amount that you absolutely need, but then when people begin mentioning all the [...]
Here at Ardorny.com, we have time and time again explained the importance of hiring a home inspector before you make any moves on purchasing a new home. Yet it occurred to us as of late…we’ve never given you the proper criteria for hiring a home inspector, have we? As with any professional, there are good [...]
As we’ve mentioned earlier, a large factor determining your mortgage rate will be your credit score, so you’ll want to ensure that you have the best possible credit score before applying for that home loan. Here are a few ways to improve your credit score: 1.) Rethink your debt-to-income ratio. Your debt-to-income ratio, or your [...]
Buying a new home is definitely a learning experience. Unfortunately, unlike a typical shopping trip, regrets during the home-buying process tend to be enormously costly. So for your convenience, here is a list of the top 5 home-buying regrets that most customers have. 1.) Shopping before knowing what we can afford. This is by far [...]
For many New York neighborhoods (Manhattan, Brooklyn, and Staten Island), it is far more affordable to rent a residence than it is to purchase your own. In others, like the Bronx, for example, it is cheaper to buy a home than to rent. And finally, for the first time, the line has been crossed in [...]
Here at Ardor, we’re proud of what we do. We want to find you the best possible home for a price you can afford. Unfortunately, not all real estate services have this mentality. So we think it’s important for you to know how to protect yourself, regardless of whether or not you choose one of [...]
We wish we could tell you that buying a home is a simple process; you simply go out and find the one you want then decide to buy it. But unfortunately, it’s often a very complicated ordeal (which is why, of course, a real estate agent is essential in your hunt for your new home), [...]
