Everyone thinks it won’t happen to them. Scratch that; everyone usually thinks every crime won’t happen to them. The fact is, when it comes to being taken advantage of, most people like to think they’re one step ahead of the game. Well, as many folks have found out over the last decade, it’s much easier [...]
You know the drill; you’ve been shopping for a new home for quite some time, you find what you think is the home of your dreams and you begin the necessary steps. Since you’ve already been preapproved for a home loan (smart move doing that ahead of time), you hire a home inspector to come [...]
It’s actually surprising how many people don’t shop around for the best deal when it comes time to get a home loan. Many banks and credit unions offer different rates, and you by no means are required to choose your personal bank as the lender for your home loan. It’s important to call a number [...]
If you’ve never bought a home before (and even if you have), hearing all of the terminology that gets throw around can be a bit confusing. Sure we all know what a mortgage is (it’s my monthly payment, right? No? That’s my mortgage payment? Oh…), but even if you don’t here is a quick list [...]
Many times, when considering a potential home, all the positive features of the home will be offered right up front. And while this sounds like a good thing, it can often become a little overwhelming. It’s located in a fantastic school district! It’s close to public transportation! It comes with a free parking space! It [...]
Buying a home tends to be a common dream for many people, but in this day and age many folks are dreaming of refinancing their current home rather than putting money on a new one. Of course, there are some great reasons to refinance: to lower your interest rate (and therefore your mortgage payment), to [...]
If you’re buying your first home, chances are you probably have a wish list a mile long. Don’t worry, it doesn’t mean you’re unrealistic; it just means you’re excited to buy your first home. And it’s perfectly natural to get caught up in the process; problem is though when the original list begins to [...]
When you first set out to buy a home, you typically have a wishlist of things you are looking for; a certain number of bedrooms, close to public transportation, in a safe neighborhood, etc. Thing is though, there is usually a few things on that list that you need to cross off, pronto. Here, let [...]
Buying a new home can be quite a stressful process; there are so many things to take into consideration! From its proximity to your work or your child’s school, to the security of the neighborhood to the validity of the home inspection, the amount of thought that goes into buying a home can cause anyone [...]
As you’ve probably read in previous articles, renovating your home before you sell can be a fantastic idea, possibly bringing much needed value (read: dollars) to your home. However, some home-reno projects can have disastrous results. Redoing the kitchen with salmon colored countertops and faded green cabinetry speaks to a very small population (if one [...]
